No-Hassle Commercial plumbing Products - The Best Questions


Here Is Simple HVAC Advice Not Found Elsewhere Online




HVAC is a subject that a lot of people want to know about, but they don't know where to get some advice. Thankfully for you, this article is full of great guidelines to help you out. If this sounds like something you're interested in then you should continue reading to learn more.

When a contractor gives you a list of references, be sure to make use of it. Call the people on the list and ask about the quality of the work, how closely they came to their quote and whether or not the work was completed according to the promised timeline.

If you have some problems with the HVAC system, check out your home before calling a contractor. Note which rooms are hot and which are cold. Taking this step aids a contractor in figuring out what the problem is and how to repair it as quickly as possible.

The coils and blades on the fans should be cleaned once a year. First, make sure the power is off to ensure nothing moves while you are working. Then take off the grill, take the blades out, and gently clean them.

The correct HVAC system should have sealed air ducts to minimize heating or cooling loss as air travels to different rooms. The heating or cooling requirements of different rooms in the home should be taken into consideration. There is no reason to increase energy usage by controlling the temperature in rooms that are used very little.

In order to cheaply cool your home, turn the temperature up. If you take a few showers a day or just drink a cold ice water, you'll find that you're saving a lot of money on your utility bills by keeping the thermostat a little higher than usual in your home.

Let your friends and family know about the discounts that are possible via ENERGY STAR. There's a lot of savings that can be had here, so why hold this good news all to yourself! You can save those closest to you hundreds of dollars over the course of a year.

As you compare new HVAC system, be sure to look at the energy ratings for each unit. The higher they are, the better they will be. Efficiency will not only get your home comfortable faster, but it will save you on your energy bills when you are running your new unit.

If you have a window air conditioner, be sure to check and see if it has an Energy Saver button. If so, use it! This turns off the fan when the unit isn't actually cooling the air, which can save you as much as 30 kwh over the period of a month!

Consider an annual service agreement for technicians to regularly inspect your AC unit. Schedule brief inspections for the winter to make sure nothing is obviously wrong. The most important time for an inspection and service is just before it starts getting warm. You don't want to discover an AC breakdown when you need it working most.

Installing a whole-house fan can either cool your home without the use of air conditioning or make your air conditioner more efficient. It blows out all of the hot air which collects in your attic, and this air flow draws in cool air from your basement and up into your home.

If your HVAC unit is not operating as efficiently as it once was, check the evaporator coil in it? There may be some debris blocking it which is causing the issue. You can use a soft brush to clean it - like the one you find as an attachment for handheld vacuum cleaners.

Always ask for references before you allow anyone to start doing work on your HVAC system. Call several of them to make sure that they are legitimate. Many people take the word of the contractor when it comes to customer satisfaction and that can prove to be a mistake in the end.

If you don't want to install ductwork in your home, consider a mini-split system instead. They work form the outside in, allowing your whole home to cool without a central air conditioner. This allows you to enjoy all of your indoor space in a cool, comfortable way all summer long.

Make sure your HVAC is clear when working outside. You should try keeping any vegetation about two feet away from your outdoor units. Keep the areas above it and on each side of it clear. Make sure you aim your grass clippings away from the unit when mowing. Keep leaves from getting inside your unit in the fall.

When it's winter time, get your condenser unit covered so it can be safe. Doing this extends the life of your condenser when it is not in use. Also, never use your compressor when the outside temperature is less than 60 degrees. Do this by simply turn on the fan so that you don't cause the unit unnecessary strain.

Be sure to choose a contractor who designs your HVAC system themselves. A salesperson is not equipped to get such a job done right. If a project is designed incorrectly, gases from the system can be blown into the house and your family can be made sick or even worse.

If you feel like you are spending too much money on your heating and cooling, there is a simple way to reduce this cost. Raise or lower the temperature depending on the season. A single degree in temperature change can equate to almost a nine percent savings in cooling and heating costs.

When buying a new HVAC unit, make sure that you have it install from a licensed contractor. Ask them for references and make sure that the contractor followed up with customers whenever they needed to. Check the contractor's record with the Better Business Bureau and Department of Consumer Affairs before you hire them.

When it's winter time, get your condenser unit covered so it can be safe. It prolongs the lifespan. If the temperature outside is lower than sixty, do not use the compressor. Use the fan.

Don't get caught up in the myth that you have to have a huge system in order to get great service. Things have changed a lot in the past few decades. Things like how much insulation you have, the climate you live in and the number of people in the house will all affect the size of the HVAC.

You can help your HVAC unit help you. Making certain that is operates optimally is a great idea. Put this advice to good use and HVAC installation or maintenance will no longer be an issue.

Fixing Major Plumbing Problems With A Plunger: Why The Repo Problem Is Deeper Than It Appears


A lot has been written in the news recently about the repo problem. A couple of days ago overnight funding rates spiked to 10%, which has been unheard of since the financial crisis. How can it be that with all the money being printed by global central banks, dealers are not able to finance their holdings of Treasuries overnight at reasonable rates, and a corporate tax payment date can move the Fed funds rate way beyond the Fed’s target range? Could this “latent illiquidity” be a bigger problem than it first appears? Has the Fed lost control of the one thing it can control? My view is that the repo problem is one symptom of large interest rate differentials between the US and the rest of the world, and is causing traditional buyers of US Treasuries, i.e. foreigners, to hesitate because it costs them money to do so on a currency hedged basis. (Source for all data in this paragraph: Bloomberg and the Wall Street Journal).



The Fed’s solution to the whiff of illiquidity in the markets has been to flood the system with more money each morning. The way the Fed has done this is to buy $50 billion to $75 billion worth of Treasuries from dealers every day in exchange for cold hard cash. In the short term, this has driven the lending rates back into their target range. For now. Listening to Federal Reserve Chairman Jerome Powell’s press conference yesterday, it appeared that the Fed has declared victory and they have the situation under control. But I don’t need to remind readers that small anomalies in the basic foundation of markets, like the world’s most powerful central bank not able to control the one rate they need to control, is potentially the symptom of something more structural and consequential. Putting in short-term cash to ease the repo squeeze is like trying to unclog the plumbing of a large city using a plunger.



I believe that the real problem is that the current global financial system and its plumbing has evolved since the financial crisis in a more or less ad hoc and random basis. The Fed, ECB, BOJ and other central banks created a whole slew of acronyms to solve short term problems. This is like building the infrastructure in a house without a coordinated plan, where each room has different size pipes feeding it water, or multiple gauges of electrical wiring distributing electricity.



Let us take the plumbing analogy one step further to see why the problems we are seeing are inevitable, and why throwing more money at it is not a permanent solution. We have the Bank of Japan flooding the system with a huge pipe, taking rates more and more negative and buying up more and more of the local debt. Some of the money leaks out into the rest of world looking for yield. We have the European Central Bank also printing money and making larger and larger pipes that drive money from the core countries to the periphery. Some of this money also leaks out looking for return, since it costs money to keep money at the ECB due to the negative yields. All symptoms are that the banking system is now saturated with free money in Europe, and is beginning to refuse this liquidity spraying out of a firehose. Then we have the Fed, which went from a big pipe to a tiny little pipe as QE became quantitative tightening.


Achieve Better HVAC Success Thanks To This Article




People who have HVAC systems at home already realize the importance of keeping it in good working order. If an HVAC is not running well, it will cost plenty of money. This article has some great tips to get you started, so read on!

Do not be surprised if the HVAC contractor you choose does an evaluation on your home. Any good contractor will spend time looking at the system you currently have and what the needs are for your home. They will also take a look at your duct system and look for air leaks.

When you are cutting the grass, be sure not to cover your outdoor units with clippings. Instead, make sure that the grass is shooting in the opposite direction. When blowing leaves, do the same. Always take care when passing your HVAC units while moving leaves, grass or other debris.

Clean your permanent air filters or replace disposable ones every single month. If you have the choice, an electrostatic is the best option on the market today. Be sure to turn off your unit before you change the filter as it should never be run without a filter in place.

Look for deals and rebates on the HVAC system you are having installed. Many ENERGY STAR units come with huge rebates either from your local utility company or the government itself. Investigate your options as it could save you hundreds or even thousands of dollars on the installation costs.

If you are uncertain about which HVAC contractor to call when you experience an equipment failure, take the time to ask friends and family for personal recommendations. By doing this, you will be able to feel more confident about the choice you make, because you will have gotten the opinions of people you already know to be trustworthy.

You should be sure to change the air filter of your HVAC system once every six months. Neglecting to do so can cause dust particles to clog the air ducts. In turn, your system will not work properly and you will find your bills going up. It's worth spending the time to clean the filters.

Occasionally, ice will form on your AC. There can be occasional freezes in their drain lines, and these are usually confused with plumbing leaks. Switch the thermostat to the fan only. If this doesn't work, call a professional.

Clean your filters! If you have a window unit air conditioner, there will be a filter right under the grill you can vacuum. If you have a furnace or outdoor units, they will also have filters to be cleaned or replace. A dirty filter can make your unit inefficient or even let it overheat.

Clean your filters! If you have a window unit air conditioner, there will be a filter right under the grill you can vacuum. If you have a furnace or outdoor units, they will also have filters to be cleaned or replace. A dirty filter can make your unit inefficient or even let it overheat.

Think about installing a digital programmable thermostat to keep your heating and cooling bills low. These digital thermostats have timers that allow you to completely control your HVAC use. You can set the heat and cooling to only turn on when you are home and to turn off when you are at work.

While price should be one of the considerations you make when you are hiring an HVAC contractor, do not allow it to cloud your judgement. There are other factors that need to be considered in order to make a sound decision. Experience level, work ethic and positive reviews are a few things that should be considered as well.

Do not close your vents. Keep air vents open and unblocked at all times. Many people believe that closing off a vent will save them money on cooling costs. This is not true. It can actually damage your HVAC system. Closing vents can cause your cooling coil to freeze and damage the compressor.

If you are thinking of installing a new roof and want it to also boost the efficiency of your HVAC, choose white materials. They reflect the sun's heat so that your attic doesn't get hot, and that means your air conditioner doesn't
here have to labor as hard to cool your home.

Installing a whole-house fan can either cool your home without the use of air conditioning or make your air conditioner more efficient. It blows out all of the hot air which collects in your attic, and this air flow draws in cool air from your basement and up into your home.

Are you looking at purchasing a HVAC system? There are things you must consider first. Systems are given ratings by how effectively they can cool and heat an area. Be sure to choose a slightly too large system over a too small of one.

Consider what kind of experience a company has before you consider hiring any contractor for HVAC work in your home. You need to be sure that they're able to do the work and have done it before. While a worker with less experience may be capable of doing a good job, you will be taking a risk.

Hire contractors who offer guarantees of at least 5 year on all labor and parts. This will ensure that you can go back to them to fix anything that goes wrong shortly after your system is installed or repaired. Anyone who doesn't offer a guarantee won't come back unless you pay them again.

If you want to buy a new HVAC unit or system, ask a contractor to come up to size up your home and tell you what options you have. They'll have the best advice as they know what sort of systems work in your area or in a home like yours.

After reading the above article, you now have a greater understanding on the importance of keeping your HVAC system in good working order. Remember the solid tips here as you know what to look out for, so no HVAC problems turn into major disasters. Study the tips and use them as you perform regular maintenance on your HVAC system.

Fixing Major Plumbing Problems With A Plunger: Why The Repo Problem Is Deeper Than It Appears


A lot has been written in the news recently about the repo problem. A couple of days ago overnight funding rates spiked to 10%, which has been unheard of since the financial crisis. How can it be that with all the money being printed by global central banks, dealers are not able to finance their holdings of Treasuries overnight at reasonable rates, and a corporate tax payment date can move the Fed funds rate way beyond the Fed’s target range? Could this “latent illiquidity” be a bigger problem than it first appears? Has the Fed lost control of the one thing it can control? My view is that the repo problem is one symptom of large interest rate differentials between the US and the rest of the world, and is causing traditional buyers of US Treasuries, i.e. foreigners, to hesitate because it costs them money to do so on a currency hedged basis. (Source for all data in this paragraph: Bloomberg and the Wall Street Journal).



The Fed’s solution to the whiff of illiquidity in the markets has been to flood the system with more money each morning. The way the Fed has done this is to buy $50 billion to $75 billion worth of Treasuries from dealers every day in exchange for cold hard cash. In the short term, this has driven the lending rates back into their target range. For now. Listening to Federal Reserve Chairman Jerome Powell’s press conference yesterday, it appeared that the Fed has declared victory and they have the situation under control. But I don’t need to remind readers that small anomalies in the basic foundation of markets, like the world’s most powerful central bank not able to control the one rate they need to control, is potentially the symptom of something more structural and consequential. Putting in short-term cash to ease the repo squeeze is like trying to unclog the plumbing of a large city using a plunger.



I believe that the real problem is that the current global financial system and its plumbing has evolved since the financial crisis in a more or less ad hoc and random basis. The Fed, ECB, BOJ and other central banks created a whole slew of acronyms to solve short term problems. This is like building the infrastructure in a house without a coordinated plan, where each room has different size pipes feeding it water, or multiple gauges of electrical wiring distributing electricity.



Let us take the plumbing analogy one step further to see why the problems we are seeing are inevitable, and why throwing more money at it is not a permanent solution. We have the Bank of Japan flooding the system with a huge pipe, taking rates more and more negative and buying up more and more of the local debt. Some of the money leaks out into the rest of world looking for yield. We have the European Central Bank also printing money and making larger and larger pipes that drive money from the core countries to the periphery. Some of this money also leaks out looking for return, since it costs money to keep money at the ECB due to the negative yields. All symptoms are that the banking system is now saturated with free money in Europe, and is beginning to refuse this liquidity spraying out of a firehose. Then we have the Fed, which went from a big pipe to a tiny little pipe as QE became quantitative tightening.

https://www.forbes.com/sites/vineerbhansali/2019/09/19/fixing-major-plumbing-problems-with-a-plunger-why-the-repo-problem-is-deeper-than-it-appears/?sh=790154996773







.com/sites/vineerbhansali/2019/09/19/fixing-major-plumbing-problems-with-a-plunger-why-the-repo-problem-is-deeper-than-it-appears/?sh=790154996773">https://www.forbes.com/sites/vineerbhansali/2019/09/19/fixing-major-plumbing-problems-with-a-plunger-why-the-repo-problem-is-deeper-than-it-appears/?sh=790154996773







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